Business Owner Policy


A Business Owners Policy will save your business money because it can be offered at a premium that is less than the total cost of all of the individual coverages.


Business Owners Package (BOP) will cover Business Liability coverage needs and Business Property Coverage needs in one single policy. We will provide you most affordable business insurance coverage.


A BOP—a Business Owner’s Package—Insurance Policy combines many standard required insurance coverages that a business owner needs into one package. Your BOP can be tailored to fit the needs of your unique company, but most BOPs include some combination of business interruption insurance, liability insurance, crime insurance, property insurance, and vehicle coverage.


A Business Owners Package includes


  • Property insurance for buildings and contents owned by the company. Coverage can be standard or special; special coverage is more comprehensive than standard.
  • Business interruption insurance. Covers the loss of income or revenue resulting from a fire or other catastrophe that interrupts normal business operations, and can sometimes include the extra expense involved in operating from a temporary location.
  • Liability protection. Covers your organization’s legal responsibility for any harm to others resulting from anything you and/or your employees do or fail to do during business operations that may lead to bodily injury or property damage stemming from defective products, faulty operations, or errors in services provided.


We have low premium high value insurance options for

  • Restaurants
  • Delicatessens
  • Used Car Dealers
  • Property Management Companies
  • Grocery Stores
  • SPA’s
  • Retail Businesses
  • Florists
  • Clothing Stores
  • Food & Restaurant Supply
  • Pack And Ship Stores
  • Hair Salons


In addition to a Business Owners Policy a Business may need