Flood Insurance


Your Homeowners Insurance may not cover flood.



Why do you need to buy flood insurance?


Floods can happen anywhere–More than 20 percent of flood claims come from properties outside the high risk flood zone.


Federally regulated or insured lenders to require flood insurance on mortgaged properties that are located in areas at high risk of flooding. But even if your property is not in a high risk flood area, your mortgage lender may still require you to have flood insurance.


The damage from just one inch of water can cost more than $20,000


Storms are not the only cause of floods. Flooding can be caused by dams or levees breaking, new development changing how water flows above and below ground, snowmelt and much more.


Contact us to learn more about flood insurance and if it will be right insurance for you.