Does dental insurance have waiting periods?

Many plans, like Select Dental PPO, have no waiting periods for covered services, so you get care when you need it from day 1.

What does dental insurance typically cover?

Plans often cover Preventive (cleanings, exams), Basic (fillings), and Major (crowns, bridges) services with the same coinsurance percentages in and out of network.

Can I visit any dentist?

Yes—with PPO plans like BlueDental Choice℠ Plus, you can visit any dentist anywhere, with lower out-of-pocket costs when using in-network providers.

What is an annual maximum?

The annual maximum is the most your plan will pay per year (e.g., $1,000 per person), and it often increases in years 2 and 3.

Do I need referrals for specialists?

No—PPO dental plans require no referrals or authorizations to see a general dentist or specialist.

BlueDental Choice℠ Plus PPO Plan

In and out-of-network benefits are based on the same coinsurance percentages. No referrals or authorizations for care are ever needed to see a general dentist or specialist

Visit any dentist anywhere with the added benefit of lower out-of-pocket expenses when using an in-network provider

The same coinsurance percentages for preventive, basic and major dental care (both in and out of network)
Benefit maximum of $1,000 per benefit plan year, per person

*Networks are comprised of independent contracted dentists.

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NO WAITING PERIOD

Select Dental PPO

The perfect reason to smile
Our Select Dental PPO helps you pay for dental care and features plans with no waiting periods for covered services or a copay plan. You get the care you need, when you need it.

Covers Preventive, Basic, and Major from day 1, with network discounts for covered services.

Annual Maximums increase in years 2 and 3 of the plan. • Plan coinsurance increases in year 2 for basic and major services.

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It ony takes 5 minutes ti apply for dental insurance. Call us to compare options and to select the optimum plan for your needs.

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