We provide a commercial policy designed to replace your current coverage.
Special cause of loss (all-risk) for the building and contents.
Replacement cost valuation (new for old).
$1,000,000 of commercial liability insurance standard.
No limit on damage caused by a guest.
No limit on theft or vandalism by a guest.
Liquor liability coverage for the host.
Liability extended to amenities such as pools, hot tubs, bicycles, exercise equipment, small watercraft + more.
Actual loss sustained business income coverage
Bed bug enhancement which triggers lost business income
All homeowners insurance policies carry personal liability, as they should because every homeowner needs this coverage for their personal affairs. What if a friend came over for dinner and slipped in your driveway and was injured? This was in relation to a personal matter and your personal liability should defend and protect you.
But what if a short-term vacation rental guest slips in your driveway and claims you liable? Well, this is the $1,000,000 question so many vacation rental owners have to ask themselves. The short answer is “no”, because this slip and fall was in relation to a business activity. Vacation rentals are no different than hotels and commercial liability is needed for business transactions. Even if you have an endorsement to your policy, insurance carriers can and do still deny claims based on the frequency or term “occasional”. If it’s determined you “regularly” rent your vacation rental on a short-term basis, then you are beyond the scope of “occasional” and no coverage exists.
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Send mail to:
PO BOX 970173
Boca Raton, FL 33497-0173
Call/Text:
Office: (561) 510-1442
Fax: (561) 807-0410
Overnight Mailing Address:
11419 W Palmetto Park Rd. #970173
Boca Raton, FL 33497-0173
๐ Behar Insurance Boca Raton
7781 NW Beacon Square Blvd. Unit 102
Boca Raton FL 33487
Behar Insurance Orlando
1801 Lee Rd #100-C
Winter Park FL 32789
Behar Insurance Main Office
201 South 2nd Street Unit 209
Fort Pierce FL 34950
BEHAR INSURANCE® trademark with the Trademark Office is 6984181 and 6945068 | Behar Insurance is licensed in Florida, US | National Producer Number: 18365966
We comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability or sex.